Optimizing Cash Flow: Financial Planning for Companies with High Receivables

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In your email you have requested details on the licence and subsequent suspension and possible ban on the betting and gambling brand 1xBet. Catch up on everything you missed – watch football videos with highlights from recent matches. Witness this season’s best goals and top squads in action and be sure to check the full list of football standings.

They have got a presence on several different, international markets, with few country restrictions. You can get your 1xBet promo code by checking around online to see what’s available. You can use the promo code PROTIPSTER from ProTipster if you wish.

The player had indicated that the only issue was with the account statement, with all other aspects having been verified already. The Complaints Team had extended the response timer by 7 days, but the player did not respond within the given time frame. The player from Mexico had experienced issues with the document verification process at 1xBet as he could not provide a bank statement with a card number on it. Despite having communicated this to the support and security teams, his messages were being ignored. The player had been given multiple chances to respond and provide the necessary information, but failed to do so.

You have the option to choose the currency equivalent that you wish to play with while on the site. You’ve got an assortment of payment methods to choose from when making your deposit with 1xBet. You can take advantage of your 1xBet bonus after sending over your money in whatever form you prefer. One of the best parts of 1xBet entails the many betting options people can enjoy. Users can find football betting opportunities throughout the sportsbook, for example. You’ll find information on what streams are available when you search for bets.

There is one more variant of the bet as “Yellow cards in the interval” where you are offered to bet whether will be https://bahis-siteleri.top/ or not to be given a card in a specific period of time. Apart from, it is possible to bet on moving off and sequence of receiving the first team card. 1xBet undoubtedly suits very well for amateurs of betting on cards.

Deposit £10+ and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. In short, since its activities are based in another country, 1xBet welcomes players from regulated markets. Bet365, on the other hand, has a solid reputation as a sportsbook, having operations and licenses in a variety of EU, US, and Australian countries.

What is more important – 1xBet offers local payment methods. Use 1xBet promo code PROTIPSTER during registration, to receive the best 1xBet welcome bonus. Registration in the bookmaker’s 1xbet is fully adapted to the international sports betting market. All applicable rules are fully taken into account by the sports betting provider. Interested customers who want to place their sports bets or who want to take part in the bonus promotions, have to complete the obligatory registration procedure first. This procedure can be completed on the 1xbet.com website in four different ways.

New users will need to enter their 1xbet promo code into the website when signing up to benefit from their bonus. Existing users can benefit from bonuses just by following instructions on deposit when we give out promo codes. At OddAlerts, we harness the power of data to predict the probability of the away team scoring more than once in a game.

We were established in 2008 and since then have worked to build a reputation as the sector’s most service-focussed managing agent. Our football tips are made by professionals, but this does not guarantee a profit for you. We ask you to bet responsibly and only on what you can afford. Please familiarise yourself with the rules for better information.

The player from India was unable to deposit or withdraw money from their 1xbet account. Despite multiple attempts to contact support through various channels, they received no response for over 24 hours. The player confirmed that the account balance was only 0.56 INR. We explained that the casino might close the account without reason due to the minimal balance and recommended choosing a different casino. Users have a wide range of deposit methods including credit cards like Visa and Mastercard along with online wallets like Skrill and WebMoney.

  • In the meantime, the player lost another €300 and asked the casino if they could reduce their deposit monthly limit to a €20.
  • When a large amount of capital is tied up in receivables, it limits the cash available for daily operations, paying suppliers, and investing in new projects.
  • Their journey started with a defeat against Brave and concluded with a loss to Invincibles.
  • Please familiarise yourself with the rules for better information.

The player from Martinique claimed to have registered with a promo code for a 200% first deposit bonus but had not received the promised bonus. Despite attempts to contact customer service and provide the necessary information, the issue was not resolved. The player confirmed that he had played with the deposited funds, making it technically impossible for the casino to credit the bonus afterward. We communicated that we couldn’t compel the casino to credit any bonus and offered further assistance. However, the player expressed dissatisfaction and didn’t require further help. The player from Japan had his account suspended and was unable to withdraw his balance.

This is 1XBET’s first partnership in English football following high profile existing relationships with the CAF African Nations Cup and the Nigerian Football Association. Bluebirds supporters worldwide can expect a fun partnership, with great odds, unique competitions and prizes being announced in due course. Next to our secure domain ownership transfer process, we strictly monitor all transactions. And if the seller doesn’t deliver on their part of the deal, we refund you within 24 hours. We provide clients with a comprehensive service to assess and mitigate the risks arising from, and to, oil and petrochemical storage facilities. Providing a market-leading management service to residents and owners.

You can always visit the websites for Bitcoin, Ethereum, XRP, Litcoin, or anything else of interest to learn more about how these work. You can also visit a website like CoinMaretCap.com to get live data on how much these are worth. 1xBet accepts payments through various cryptocurrencies, most notably the Bitcoin. You’d have to get a dedicated currency wallet and purchase the currency beforehand.

Herewith many bookmakers can be jealous about the richness of action line because some bookies don’t have such extra bets at pre-match leagues. Herewith there is an excellent opportunity to bet on which event in the match will be the next – the kick from the gates, corner, out and so on so forth. It is a very interesting kind of the bets that you can try to play. Apart from, you can bet on markets of corners because there is a significant quantity of matches. And not only poor couple markets – winners and totals with handicaps and also as at pre-match line there is individual totals of teams.

Another system — MultiLive — helps to monitor simultaneously several matches in real time. The 1xBet App allows bettors to enjoy the 1xBet casino with the latest gambling games from top providers during the offseason. You can spin the Wheel of Fortune and claim millions of prizes online.

The player from Tunisia had made a 50TND deposit via E-payment, which was not credited into their account after 3 hours as stated by the casino. Customer support had been unresponsive to the player’s queries. However, the issue was resolved after the casino responded and credited the deposit amount to the player’s account. Consequently, we had marked the complaint as ‘resolved’ in our system. Make your first deposit and get a 100% bonus up to 122 EUR and 22 Bet Points. If the bonus is credited to the bonus account for sports betting, the wagering requirement will be 5x the bonus amount in accumulator bets.

We had asked for additional information from the player to further investigate the issue. However, the player did not respond to our request, which led us to reject the complaint due to lack of further communication from the player’s side. The player in Nigeria is experiencing withdrawal issues on 1xbet after they changed the withdrawal options removing the Kuda bank. The casino keeps requesting for documents and delaying responses despite the player complying with all their demands. There are different kinds of codes available, from new user sign up bonuses to promotions for existing customers.

As we didn’t deal with complaints submitted on behalf of a third party, this complaint was rejected. The player was advised to have the actual account holder file the complaint. The player from Uzbekistan had been using 1xBet Casino for over three years and was unable to withdraw his funds due to new verification requirements. Despite having provided all requested documentation and screenshots, the casino’s security service remained unsatisfied and had stopped responding to the player’s queries. The player had submitted multiple documents including ID photos, utility bills, a mobile operator agreement, and transaction screenshots from his crypto wallet.

Another lost deposit.

After investigating the issue, it became clear that the decision of the operator was exclusively related to sports betting. It had been 12 days without any resolution or clear reasoning for the freeze. After the player explained his situation, we determined that his issue related to sports betting, which was outside of our jurisdiction as we only handled issues related to online casinos.

The casino responded by stating that the player had violated their terms and conditions by having multiple accounts. Despite the player’s contestation, the casino stood by its decision. In addition, it seems the issue is related to sports betting and breaching its rules and bonus abuse. The player from Austria, who had been a 1xbet member for 3 years, reported that his account was abruptly deleted after he had deposited 1.1 million dollars. The player, who had engaged in sports betting (E-Sports) and casino games, hadn’t received a satisfactory response from the casino’s support team.

However, now it is one of the most successful and recognizable bookmakers in the CIS, UK, Australia, Europe and worldwide. 1xBet also supports transfers between accounts, and the members will be able to help each other out with €0.20 to €45 a day (€15 per transaction). The weekly transfers are limited to €75, and the transferred amount must be wagered in full before the recipient submits the withdrawal request. The list of withdrawal methods is somewhat shorter, but there are still a lot of options, or to be more precise, over 100.

A mobile betting program is an essential aspect to achieve success on the current sports betting market. The customer orientated bookmaker developed an application for mobile devices run by the operating systems Android, iOS and Windows. Just like the desktop website the intuitive navigation, the well-structured menu and the high level of usability are providing an excellent impression. The highly functional website gives a full access to the portfolio of 1xBet and enables the betting fans to place their options and tips simply by their mobile devices on the go. Since breaking into the sports betting scene back in 2011, 1xBet has established itself as a betting site of note.

Generally, the ICO cannot make a decision unless you have already exhausted the review procedure provided by the Gambling Commission. The Gambling Commission do not provide comment on any information held regarding specific action unless it is in the public interest to do so. As such, we are unable to confirm or deny whether we hold any information within the scope of your request. Section 31(3) of the FOIA (Law Enforcement) exemption applies. Keep up with breaking 1XBET Premier League news, transfer headlines and follow the top football players in the league today.

If you withdraw large amount thay won’t process your withdraw… I am sending mails from last 18 days still amount not received..Fraud app fake app alos they opened same interface apps they’re cheating like anything.. Newly registered members will be able to choose between two types of bonuses – Sports or Slots. The offers are unlocked by the first deposit and subject to wagering requirements.

Only accumulator bets are calculated towards the requirement and they have to be placed on at least 3 events at odds of 1.40 or higher. The sheer excitement of live betting combined with the seamless mobile app experience makes every bet a thrill ride. The winnings keep flowing in, and I’m living my best betting life thanks to 1Xbet.

Despite having provided multiple bank statements and even a video of the process of obtaining the statement, the casino continued to request more detailed information. After a lengthy back-and-forth, the casino’s Security Department decided to send new instructions to the player. Eventually, the player confirmed that the funds had been released from his account, resolving the issue. The player from Nigeria had reported that his 1xBet account had been blocked for KYC verification.

You can close out bets with the click of a button to close out your bet and receive your already-made profit. It’s not available on all markets, and you will only find out if your bet has a cash-out feature once you have made it. You will find out if there is a cash-out option on your bet on the betting history page.

Visit Bet365’s review to find out more about the sportsbook. So head on over to 1xBet and check out their amazing welcome bonus now. Actually, 1xBet accepts players from pretty much all over the world. I think you are good in gambling that is why still you have not face any issue about this site.

The company regularly introduces new technologies into the betting system and is becoming more and more attractive for players. During its activity, 1xbet has become recognizable around the world. The company has among its partners the well-known English football clubs Tottenham Hotspur and Cardiff City, as well as Astana from Kazakhstan. 1xbet cooperates with the Nigerian Premier Football League and is also a partner of the Nigeria National Football Team. In addition, the company cooperates with three e-sports organizations. Sometimes charity competitions are held under 1xbet bookmaker’s auspices.

Based on these, we then generate a complete user satisfaction score, which varies from Terrible to Excellent. Our calculation of the casino’s Safety Index, formed from the examined factors, portrays the safety and fairness of online casinos. As the Safety Index rises, the probability of encountering problems while playing or making withdrawal lowers. Continue reading our 1xBet Casino review to find out more about this casino and determine if it’s the right fit for you.

The player from Germany had initiated two withdrawals over two weeks ago totaling over 4,000 Euros and had been informed of ongoing delays. The payment should have been processed by 02.05, but despite the change in dates, no money had been received. Any requests for cancellation or alternatives had been met with refusal. The player had suspected the delay was a tactic by the online casino and had feared insolvency. We had attempted to investigate the matter and asked for additional information from the player. However, due to a lack of response from the player, we were unable to proceed with any further investigation or provide potential solutions.

If you’re ready to make your first deposit, simply click the “Deposit Now” button below. As long as you gave the correct details to 1xBet when you set up your account, you have nothing to worry about. Payout is speedy and efficient and you can withdraw cash in a matter of hours. Maybe at first, it sounds a bit complicated, but once you try it you’ll really enjoy it and won’t be able to stop playing this addicting game. What’s even better, is that you can earn by playing this game. What does let 1xBet down is that they have only one support email and one phone number for all languages, and no live chat option.

The player from Iran had deposited money into his account but the funds seemed to be lost. We rejected the complaint because the player stopped responding to our messages and questions. The player from Argentina has deposited money into casino account but the funds seem to be lost. The player from Peru is experiencing difficulties withdrawing his winnings due to ongoing verification. ”Cosmo54” from Russia complained about verification issues.

Finding your way around this huge game selection can be difficult and time-consuming. If you think this is going to be a distraction, then you are better off joining a more minimalistic betting site such as Betway where everything is easy to find and easy to use. Dont complain when signing up at dishonest sites and they cancel your withdrawals… This website is using a security service to protect itself from online attacks. The action you just performed triggered the security solution. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data.

The complaint was rejected because the player did not respond to our messages and questions. The player struggles to verify his account for yet unknown reason. The player’s account got blocked and the balance was confiscated. Although the casino explained the situation, it was not able to provide us with the relevant evidence supporting its claims and decision. The regulator decided this case in favor of the casino, and we accept this final decision. The player from Cambodia is experiencing difficulties withdrawing his winnings due to ongoing verification.

This is the predictability rating given to the league or competition by OddAlerts after monitoring the recent performance of value bets. League can come in and out of a rating, so keep an eye on your favourites. Thetopbookies.com has no connection with the cricket teams, tournaments or organizations displayed on the website. The weather in Leeds during the match will be lightly cloudy and slightly breezy. The Women’s Hundred is back, and the much-awaited competition is all set for an exciting season ahead.

The player from Ontario, Canada had reported that his casino account had been blocked after a friend had misused his phone. He had been expecting a transfer of 5000 CAD and had sent an email to the casino five days prior without receiving a response. He had confirmed receiving the expected amount and was unsure of the remaining balance in his blocked account. We had clarified that casinos could block accounts for any reason as long as they didn’t withhold players’ funds. As the player’s funds were not withheld, we did not assist further.

By using a probability model like OddAlerts, bettors can gain an edge in identifying value across the under 4.5 goals market. This model considers various statistics, past performances, and other relevant data to predict the outcome of the match and its scoring. By using this model, bettors don’t need to have a deep understanding of the teams and players involved, as the model provides the necessary insight to make informed decisions. Additionally, this market often provides better odds, making it even more attractive for those looking to maximize their returns. Betting on the ‘Over 4.5 Goals’ market in football can be a lucrative strategy for those looking to potentially profit from high-scoring games.

1xBet live casino lobby is one of the strongest operator’s suits, featuring a vast selection of low, medium, and high-limit roulette, blackjack, poker, and baccarat variants. In addition to the studio streamed live sessions, 1xBet casino members will also be able to play at the land-based casino tables located inside Portomaso casino in Malta. The minimum deposit amount may vary, but with a wide range of methods it is as low as €1, which is rather handy. What’s even better, most deposits are processed instantly, and 1xBet doesn’t charge any fees. 1xBet offers a range of other bonuses and promotions, you can always check the selection of bonuses that are available at any given point by visiting the bonus page. ‘Lucky Day’ is a series of different promo offers, few of which are offered every day, whereas the other ones are offered only on specific days of the week.

The player admitted to having entered incorrect information during registration, specifically a shortened version of his name. This discrepancy led to the casino questioning the legitimacy of his account. We explained that providing inaccurate personal information during registration could lead to account suspension or additional verification requests. As a result, the player’s complaint was rejected due to violation of the casino’s terms and conditions.

Subsequently, the casino suspended the player’s account for alleged fraud, rejected her verification documents, and declined her payment and account closure requests. The player confirmed https://onlinecasino-tr.top/ that she had not used a bonus and had previously verified her account. After further communication, the casino canceled her gaming contract and transferred her winnings. The issue was resolved as the player confirmed receipt of her winnings.

The player from Argentina had two accounts with an online casino, one linked to an email, and the other to a phone number. Due to a misunderstanding, both accounts had been blocked, one of which had contained his funds. The player had been trying to resolve this issue since February with no response from the casino. The player had clarified that neither of his accounts had been verified, and he had not activated any bonuses. After our intervention, the casino had informed that the player’s request was being processed, and his documents were under review.

Because of the number of payment methods that they have available, I’ve found putting money into my account a simple process and money gets credited easily. I’ve played everyday my opinion , this is the best casino site I had ever played . I know this site it is spinning a lot of money, but I like the sites with live betting on e-sport, there are a lot of options to grab a big jackpot and i have always good profit on it. Players began to learn more about the organization after it went online. It has been possible to bet on tht1xbet.com website on the Internet since 2011. The company, like many other bookmakers, faced various problems due to restrictive legislation.

With a more balanced squad, they clearly have the edge in this encounter. Ashleigh Gardner’s inclusion has given Trent Rockets a boost, and if their stars fire, they can get past the Superchargers. However, we feel that Northern Superchargers have a better chance due to their all-round strength.

However, when the player began winning more than his deposit, the casino started requesting documents and blocked his withdrawals. We had contacted the casino on the player’s behalf to gather more information, but due to the issue likely being related to sports betting, we were unable to resolve the complaint. The player from Argentina had been unable to withdraw his funds from 1xbet, totaling 17,239 USD. The casino continually requested more verification documents, which slowed down the withdrawal process. The player received a partial payment of 15,900 USD but was still missing the remainder.

1xBet is an online and offline betting firm with 8 years of expertise. However, like with any bookmaker, there are some complaints. Besides sports betting, 1xBet offers betting on virtual sports.

Some customers seem to use them without any issues at all though. A platform created to showcase all of our efforts aimed at bringing the vision of a safer and more transparent online gambling industry to reality. The player from Ukraine is criticizing withdrawal process together with particularly high fees.

We are backing Northern Superchargers Women as the winners of this match. Northern Superchargers Women have won both their matches against Trent Rockets Women. When you place a Patent bet, you are placing seven bets on three different selections.

However, despite extending the response time frame, the player failed to respond. As a result, we were unable to investigate further and had to reject the complaint. The player from South Korea had deposited 5,000,000 KRW into his 1xbet account but mistakenly transferred 10,000,000 KRW. Only half the amount was credited, and the remaining amount was neither credited nor refunded.

Player accused of fraud, winnings withheld.

After an extended correspondence between the player, the casino, and the Complaints Team, the casino received the player’s apostilled document via postal service. Following this, the player’s verification was completed, and the player was permitted to withdraw the remaining funds. The player confirmed that the withdrawal had been processed successfully and has received the winnings. The player from Argentina had his withdrawals blocked by 1xbet after some playing.

Players can also enjoy the website in many other countries like Ghana and India, to name a few. Do you want to enjoy free money transfers when betting on sports? If you are heavily involved in online sports betting, you probably care about avoiding transaction fees that eat into your balance with every transaction. With a Skrill NETELLER VIP account, you can place bets with zero transaction … When betting on sports, deposits should be swift, secure, and seamless.

The player had claimed that the customer service was unresponsive to his queries. After reviewing the case, we had asked the player for more information to better understand the situation. However, the player did not respond within the given time frame. Consequently, we were unable to investigate further or provide a resolution. We had rejected the complaint for the time being due to lack of communication from the player’s side.

Payment Methods – deposit and withdrawal

However, certain casinos impose win or withdrawal restrictions that may be quite limiting. That’s why we always examine these aspects in our casino reviews. The information regarding the casino’s win and withdrawal limits is displayed in the table below. Whenever we review online casinos, we carefully read each casino’s Terms and Conditions and evaluate their fairness. Register with Melbet and receive a 100% 1st deposit bonus up to 100 euro. Most of these work instantly, but others take a few days to complete.

There are 58 language options in total and there is a professional customer agent waiting to help you on the other end of the line. To receive assistance, simply send the operator a call back by clicking on the phone icon for immediate assistance. A pop-up will appear on your screen and you will fill it in with the country of origin and they will contact you in a matter of minutes. Yes, UK bettors can gamble at 1xBet without any fear of being scammed. The sportsbook is registered and licensed with reputable offshore gaming regulators that ensure that everything is above board. The betting site accepts punters and you can deposit your GBP to bet on sports events online.

AstroPay digital wallet supports multiple currencies and is widely accepted by merchants and online gaming platforms worldwide, making it a popular… Whether you’re new to online betting or a seasoned punter, Paysafecard can enhance your online betting experience while ensuring financial security. Learn how straightforward it is to use Paysafecard and dive into the best betting sites that accept this prepaid online payment solution.

The player had been advised to wait for the refund process to complete. However, due to lack of further response from the player, we had to reject the complaint. The player from Bolivia had been trying to verify his account for a week but it remained in the processing queue. The player reported that the verification process had been ongoing since February 16th and all the documents had been accepted. However, the casino had not provided any updates since then.

This betting shop attracts players with a wide choice of sporting events and wide action lines. One of the advantages of the company is its interest in regional leagues. 1xbet constantly introduces technological innovations in the work of the site, making it more entertaining.

The casino accused the player of multiple account creation, which the player denied. The player then escalated the issue to the Curacao eGaming Authority for further investigation. The Complaints Team was awaiting the regulator’s decision at the moment before finalizing the status of the complaint. Later, the decision of the Curacao eGaming was published in favour of the casino, so the complaint was rejected in the end, following CEG’s arbitrament. The player from Russia had faced issues with a delayed withdrawal of 40,000 rubles from the casino.

Oval Invincibles have made a strong start to the competition with a dominant 45-run victory against Birmingham Phoenix in the first game of the fourth year of the https://slottica-casinos.top/ Hundred. In the upcoming fourth match, Northern Superchargers Women will face off against Trent Rockets Women at Headingley. The Superchargers have yet to lose a game against Trent Rockets and are likely to have the upper hand in this match.

1xBet offers an almost unrivaled selection of sports betting options compared to their competitors. For example, do you know any other betting site offering cock fighting and surfing as part of their selection? Of course, 1xBet also offers all the conventional sports such as football, hockey, basketball and many more. On the bottom line, 1xBet is a great betting site which offers huge potential for Kenyan players. Some of the most popular sports in Kenya are well-represented on 1xBet, such as rugby, basketball and of course football. They often have football games from the Kenyan Premier League that you can bet on.

This calculator is what you need to work out your returns, supporting each ways bets, dead heats, rule 4 and more. The Curaçao eGaming License has given a gaming license to 1xBet, which was established in 2007 and is a Cyprus-based company. They had a big year in 2019, sponsoring Chelsea and Liverpool for a short time. Get introduced to 1xBet and Bet365, which are currently one of the most famous international betting sites. As mentioned above, 1xBet is a BIG betting site, which means it can sometimes feel a bit cluttered.

You will need to check out the terms and conditions to see how many times you have to play before you can withdraw money won from free bets. 1xBet’s minimum deposit for credit cards and most online wallets is only €1, which is much lower than most online bookies demand. I’d expect there to be markets like 1X2 and handicap betting, but I was impressed to see 1xBet offer a wider range of over/under markets in football all the way up to 4.5 goals. 1xbet has gone international working with English, Kazakh and Nigerian football clubs. The company supports e-sports and sponsors the organization of sports competitions at the amateur level. But this disadvantage is compensated by wide lines and a large selection of events for each bet.

Bow down to the king of betting sites – 1Xbet reigns supreme in my world! 👑 The diverse range of sports events to wager on, the unbeatable odds, and the lightning-fast payouts make 1Xbet a total game-changer. On July 6, I invested $20 in bnb crypto from my Trust wallet crypto account to the 1xbet site. Even though I made a correct transfer to the wallet address given to me, the amount was not transferred to the game account. Even though I sent e-mails to 1xbet finance unit many times and sent the TX number and screenshots of the transfer, they did not deposit my money.

Despite going online, 1xbet has more than 1 thousand offline offices for receiving bets. The number of registered users on the company’s website has exceeded 500 thousand people. This bookmaker works not only with existing, but also with potential customers. The company’s website supports more than 50 language versions. This makes it easy to bet from anywhere in the world to people from different countries.

The website layout and design are somewhat old-fashioned and will remind you of the olden days of the internet, but there are no problems in terms of functionality. If you click on the settings button, you will be able to make a lot of changes to the site’s outlook, based on your preferences. We’re a family-run support service offering supported living and live-in care. Our goal is to make you feel at home and provide the care you need, creating a happy and independent community.

Binance Pay is the only payment method available to the player. Online casinos offer bonuses to new or existing players to give them an incentive to create an account and start playing. In ‘Bonuses’ section of this review, you’ll currently find 4 bonuses from 1xBet Casino based on the data from our database. At Casino Guru, users have the opportunity to provide ratings and reviews of online casinos in order to share their opinions, feedback, or experiences.

It’s human to expect or want more, it’s the same with “Over/Under”. The vast majority of people will side with more goals being scored than fewer, in spite of the data. When betting on BTTS, you will usually see odds between 1.80 and 2.20. Some can be much higher, and this is where you will find value on this page.